Your Rich Number
The number that lets you stop counting.
“Rich” is a moving target — until you put a number on it. Most people never do, which is why the chase never ends.
Tell us how you’d want to live and we’ll calculate the portfolio size that supports it indefinitely. That’s your number.
Frequently asked
Is this the same as FIRE?
It's related. The classic FIRE rule (annual spending × 25) is one of the inputs we use. But 'rich' is a feeling as much as a math problem — we let you adjust for lifestyle, geography, and how much cushion you want.
Should I include my home?
If your plan is to live in it forever, exclude it — it doesn't generate spending money. If you'd downsize, include the gap between current value and what you'd buy next.
Why does the number feel so high?
Because the math is unforgiving. Spending forever requires a portfolio that throws off forever-income. The 4% rule says you need 25× your annual spending. Most people undershoot.