Net Worth Percentile
See where your net worth ranks among Americans your age.
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Are You Rich Yet?
Find out — in every possible way.
Free tools that compare your wealth against your peers, history, geography, and your own future. No signup. No upsell. Just numbers and context.
U.S. wealth distribution
You are here?— the 75th
- Median US net worth
- $192,700
- Threshold for top 10%
- $1.9M
- Threshold for top 1%
- $13.7M
- Millionaire households
- 18%
Source: Federal Reserve Survey of Consumer Finances, 2022.
The tools.
True Cost of a Subscription
See what your monthly subscriptions really cost you over a lifetime.
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Salary Percentile
How your income compares to others your age.
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Historical & Global Wealth
See where your income ranks against humans alive today, 1900 America, and a dozen countries worldwide.
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Your Rich Number
The net worth that funds your lifestyle indefinitely under the 4% rule.
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Split by Income
Split rent, bills, or trip costs by income — everyone pays the same percentage of what they earn.
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How it works.
Enter your numbers once
Your profile auto-fills across every tool. It’s stored only in your browser — nothing leaves your device.
See where you stand
Each tool turns your numbers into percentiles, projections, and comparisons against real public data.
Share your result
Every tool produces a clean share card with a personalized image — no signup, no friction.
Why we built this.
Everyone wonders where they stand. Most calculators online are clunky, gated, or want your email before showing you anything. We built Are You Rich Yet? to answer the question in seconds — using real data, no signup, no upsell. Just numbers and context.
Frequently asked.
Frequently asked
What net worth is considered rich?
There’s no official definition, but commonly cited US thresholds are the top 10% (around $1.92M of net worth) and the top 1% (around $13.7M). About 18% of US households are millionaires — “millionaire” is no longer synonymous with “rich” the way it was a generation ago.
What’s the average net worth in America?
The mean US household net worth is roughly $1.06 million, while the median is about $192,700. The huge gap exists because a small number of very wealthy households pull the mean upward — the median is the more useful number for most “where do I stand?” questions.
How is net worth calculated?
Net worth is everything you own (cash, retirement accounts, taxable investments, home equity, vehicles, business interests) minus everything you owe (mortgage, student loans, auto loans, credit card debt). It’s a single number that captures your overall financial position better than income alone.
At what age should I be a millionaire?
There’s no “should,” but the data has clear patterns. The median US 50–54 year old has about $281,000 in net worth; the 75th percentile of that age group is around $825,000. Crossing $1M typically happens in your 50s for the top quartile and in your 60s for the top half.
How accurate are net worth percentile calculators?
Ours uses the Federal Reserve’s 2022 Survey of Consumer Finances — the most authoritative wealth dataset available. Percentiles from the 10th to the 90th are highly reliable. The 95th and 99th have wider error bars because the very richest households are hard to sample; treat extreme-end numbers as approximate.
Does this site sell my data?
No. Are You Rich Yet doesn’t have user accounts. Your inputs stay in your browser’s local storage. We don’t run any server-side database, we don’t share data with third parties, and we don’t ask for your email.